Personal, one-on-one financial coaching for Christian families — built around your whole financial picture, not just policing your spending.
“Moreover it is required in stewards, that a man be found faithful.” — 1 Corinthians 4:2
I'm a former accountant and a pastor, and I started Take Account because faith and finances were never meant to be separate. I've spent years in both worlds — walking with families through their hardest seasons, and understanding how money actually works.
Most families don't have a math problem. They have a stewardship problem that happens to show up in the bank account. My work is helping Christian families become faithful stewards — so they manage well, give generously, and find that peace and unity follow.
Most families don't have a math problem. They have a stewardship problem that happens to show up in the bank account. We help you close the gap between what you believe about money and how your family actually lives.
Tired of the tension and ready to be free — so you can steward well and give the way your heart wants to.
Building on a faithful foundation from the beginning, rather than learning the hard way later.
Getting organized enough to give generously and faithfully — with giving built into the plan, not left over.
We start with an honest look at where you actually stand, set clear goals together, then meet every month to keep you faithful to them.
We review your real finances — transactions, debt, assets, retirement, giving, and protection — and build your Take Account Scorecard across seven areas.
Together we set clear, measurable goals with real timeframes — from emergency savings to debt payoff to growing toward the full tithe.
Each month we re-score your card, review your progress, and hold you to the goals you set. Faithfulness is the behavior; growth is the result.
Your finances, scored objectively across seven pillars — the deliverable from your evaluation, and the number you'll watch climb over time.
Are you living within your means, with real margin each month?
Balances, interest, payoff trajectory — and whether new debt is being added.
Your emergency fund, savings rate, and what your family owns.
Are you contributing, and on track for your age and stage?
Are you giving faithfully — and growing toward the full tithe?
Basic insurance and a will — the gap most families miss.
A working budget, organized accounts, and a system that holds.
Everyone begins with the evaluation that produces your plan. From there, ongoing accountability keeps you faithful to it — month to month, for as long as it serves you.
Take Account provides financial coaching and planning — not investment, tax, or legal advice.
For years I've lived in two worlds — the pastor's study and the account ledger. Most people keep them apart. I've come to believe that's the very reason so many faithful families still feel anxious, stuck, or ashamed about money.
The deepest question isn't “how do we get out of debt” or “how do we build a budget.” It's “how do we faithfully steward what God has entrusted to us?” When a family answers that, the budget, the debt, the giving, and the peace all begin to fall into place.
That's the whole of what Take Account does — and why I treat it as ministry as much as method.
— Marc Cogan
Book a free consultation and we'll talk through where your family stands and how Take Account can help you steward faithfully from here.
or email hello@takeaccountcoaching.com